Home Gold IRA company reviews

    Summary: NOT RECOMMENDED – due to a large number of customer complaints filed with both Better Business Bureau and Business Consumer Alliance. Does not offer bullion.

    Overview

     
    Lear Capital
    Official Websitewww.LearCapital.com
    Phone Support1-800-576-9355
    BBB Accredited RatingA+
    BCA Accredited RatingAAA
    BBB Complaints23
    BCA Complaints39
    Total Complaints62
    TrustLink Reviews
    based on 209 reviews
    IRA Transfer Process5-30 Business Days
    401(K) Rollover Process30+ Business Days
    Metals Delivery14 days
    Setup Fees$275
    Annual Admin Fees$100
    Annual Storage Fees$150
    Preferred CustodianSelf-Directed IRA Services
    Preferred DepositoryDelaware Depository
    Min Purchase Amount$10,000
    Physical IRA Application
    Digital IRA Application
    U.S. Mint Listed Dealer
    ICTA Membership
    Norton Secured
    PromotionsNone

    Lear Capital About & Background

    Lear Capital, Inc. is based in Los Angeles, CA and was founded in 1997. Lear Capital sells precious metals including gold, silver, palladium and platinum.  They also offer IRA rollover services. Lear Capital offers several different coins, including American Eagle and Canadian Maple Leaf.

    Lear Capital TrustLink reviews

    Rated 4/5 on TrustLink with a total of 200+ reviews. What’s TrustLink? Founded by the Better Business Bureau in 2008, TrustLink is a forum for consumer compliments and complaints. They uses redundant fact-checking systems so that consumers can depend on the quality of posted ratings and reviews. Consumer reviews are posted without editing and consumers can see exactly what other consumers think about companies. Unlike other online review portals no business can pay for a rating or post their own reviews.Using these practices, TrustLink has quickly become one of the most trusted sites on the web.

    Lear Capital BBB (Better Business Bureau) review

    No longer accredited by the Better Business .

    When Lear Capital, Inc. were accredited by the Better Business Bureau there were a total of 12 complaints filed in 2013. 3 complaints were related to their products & services while 6 were related to issues with sales or advertising. What’s BBB rating? For more than 100 years, BBB has helped consumers find businesses they can trust. Companies are graded from A+ to F through 16 different variables such as “time in business”, “competence”, “complaints” and “background information”.

    GoldWiki.org advice that investors carry out their due diligence to assure the company they choose to do business with will offer them what is actually being promised.

    Lear Capital BCA (Business Consumer Alliance) review

    Lear Capital holds a BB rating by the Business Consumer Alliance (BCA). A BB rating implies the company has demonstrated good relations with their customers and that the complaints made against Lear Capital are expected not to be of a serious nature. What’s BCA rating? The Business Consumer Alliance, Inc. is a non-profit organization founded in 1936. The Business Consumer Alliance provides free services to consumers to learn everything they need to know about a business before engaging with them. The purpose of BCA is to promote business self-regulation. Through a sophisticated algorithm that evaluates several different aspects of businesses, BCA is able to assign letter grades, ranging from AAA to F which assists the public in identifying reputable or disreputable companies.

    Lear Capital Complaints

    60 complaints in total with BBB and BCA. Complaints mention higher fees for its coins than competitors, delivery times and prices.5 unresolved complaints with the BCA filed under  “Refuse to adjust, relying on terms of agreement”.

    Pricing and storage fees

    $275 setup fee, $100 annual admin fee and $150 storage fee. Their minimum purchase amount is $10,000. 4% restocking fees on canceled orders.

    Delivery, 401K Rollover & IRA Transfer process

    5-30 business days IRA transfer process and 30+ business days 401(K) Rollover Process time.

    Services offered

    Lear Capital offers gold and silver numismatics. Online orders are limited to $5,000.  Important notice: You may not pay the amount stated on their website when purchasing coins as gold pricing are quoted in real time and that the price that you will pay is set the instant your purchase is completed. Lear Capital does not offer bullion. 

    Lear Capital Coins

    Lear Capital offers the following gold coins: American Buffalo, American Eagles, Austrian 4 Ducats, Austrian Philharmonics, Swiss 20 Francs, Canadian Maple Leafs, South African Kruggerands and British Sovereigns. They also sell the silver American Eagle. Lear Capital doesn’t offer gold bars, bullion, palladium or platinum.

      Overview

       
      Merit Gold
      Official Websitewww.MeritGold.com
      Phone Support800-515-5019
      BBB Accredited RatingNo Rating (Being Updated)
      BCA Accredited RatingAA
      BBB ComplaintsN/A
      BCA Complaints59
      Total Complaints59
      TrustLink Reviews
      based on 676 reviews
      IRA Transfer Process7-21 Business Days
      401(K) Rollover ProcessUnknown
      Metals Delivery10 days
      Setup Fees$145
      Annual Admin Fees$150
      Annual Storage Fees$100
      Preferred CustodianEntrust
      Preferred DepositoryDelaware Depository
      Min Purchase Amount$5,000
      Physical IRA Application
      Digital IRA Application
      U.S. Mint Listed Dealer
      ICTA Membership
      Norton Secured
      PromotionsWaives 1st year fees.

      Merit Gold And Silver About & Background

      Merit Gold was founded in 1986 by Peter Epstein. Since its start Merit Gold claim to have worked with 250,000 clients.

       

      Merit Gold And Silver TrustLink reviews

      5 star rating
      Merit Gold & Silver are rated 5 stars on TrustLink, based on 673 reviews (June 2014).
      What’s TrustLink?
      Founded by the Better Business Bureau in 2008, TrustLink is a forum for consumer compliments and complaints. They uses redundant fact-checking systems so that consumers can depend on the quality of posted ratings and reviews. Consumer reviews are posted without editing and consumers can see exactly what other consumers think about companies. Unlike other online review portals no business can pay for a rating or post their own reviews.Using these practices, TrustLink has quickly become one of the most trusted sites on the web.

      Merit Gold And Silver BBB (Better Business Bureau) review

      N/A. Merit Gold & Silver is under review by the Better Business Bureau for its practices and complaints. There are, however, 50+ complaints filed with BCA (see below).

      What’s BBB rating?
      For more than 100 years, BBB has helped consumers find businesses they can trust. Companies are graded from A+ to F through 16 different variables such as “time in business”, “competence”, “complaints” and “background information”.

       

      Merit Gold And Silver BCA (Business Consumer Alliance) review

      50+ complaints. Rated AA.

      Complaint Closing Statistics (last 3 years)

      No. of Cmpl Type of Response
      14 Making a full refund, as the consumer requested
      0 Making a partial refund
      27 Agreed to make an adjustment
      0 Refusing to make an adjustment
      12 Refuse to adjust, relying on terms of agreement
      0 Unanswered
      0 Unassigned


      What’s BCA rating?

      The Business Consumer Alliance, Inc. is a non-profit organization founded in 1936. The Business Consumer Alliance provides free services to consumers to learn everything they need to know about a business before engaging with them. The purpose of BCA is to promote business self-regulation. Through a sophisticated algorithm that evaluates several different aspects of businesses, BCA is able to assign letter grades, ranging from AAA to F which assists the public in identifying reputable or disreputable companies.

      Merit Gold And Silver Complaints

      There are 50+ complaints filed with The Business Consumer Alliance. There are also several reports on The Rip Off Report and Complaints Board. One customer says that he had to wait 123 days for delivery and that the Merit Gold sales representative hung up on him repeatedly. Other complaints range from bait and switch sales tactics and even elder abuse. There’s also been complaints from customer who have placed orders and later found that the prices of silver coins have increased significantly.

      Bait and switch fraud scheme lawsuit

      On February 13, 2014, a consumer protection lawsuit was filed by the Santa Monica Attorney’s office against Merit Gold and Silver. The complaint was filed with the Superior Court of the State of California in Los Angeles County and alleges that Merit Gold and Silver has been involved in an aggressive fraud scheme across the nation that has taken consumers for tens of millions of dollars.

      Pricing and storage fees

      Setup Fees $145
      Annual Admin Fees $150
      Annual Storage Fees $100

      Delivery, 401K Rollover & IRA Transfer process

      If you transfer your existing IRA to Merit (and setup a gold IRA) the process will take approximately 7-21 business days.
      We have not been able to find any information about 401(K) rollover process and recommend that you contact Merit to learn more. Metal Delivery takes 10 business days.

      Merit Gold And Silver Coins

      Featured products on Meritgold.com include 1 oz Gold Bars, BU 1/4 OZ Gold Britannia, American Eagle 1/2 OZ, Gold American Eagle and French 20 Franc. See a full list here.

       

        Summary – Strongly recommended!  If you’re looking for a Gold IRA company look no further. With excellent customer service, a wide variety of financial services, low fees, A+ BBB rating and 470+ positive customer reviews on impartial 3rd party websites we strongly recommend Regal Assets.  Visit Regal Assets online to learn more about their services (click here.)

         

        Overview

         
        Regal Assets
        Official Websitewww.RegalAssets.com
        Phone Support1-855-353-3915
        BBB Accredited RatingA+
        BCA Accredited RatingAAA
        BBB Complaints0
        BCA Complaints0
        Total Complaints0
        TrustLink Reviews
        Based on 470 reviews
        IRA Transfer Process2 business days
        401(K) Rollover Process15-30 days
        Metals Delivery7 days
        Setup Fees$0
        Annual Admin Fees$100
        Annual Storage Fees$150
        Preferred CustodianNew Direction IRA
        Preferred DepositoryBrinks, Salt Lake City
        Min Purchase Amount$10,000
        Physical IRA Application
        Digital IRA Application
        U.S. Mint Listed Dealer
        ICTA Membership
        Norton Secured
        PromotionsWaives first year fees.
        7-Day delivery guarantee.

        Regal Assets About & Background

        Founded in 2003 and with offices in Burbank, Los Angeles, Waco (TX) and London, Regal Assets help people and investors acquire and sell precious metals as well as open Individual Retirement Accounts (Gold IRAs). Regal Assets are specialized in Gold & Silver IRA’s.

        Inc 500 Magazine recently ranked Regal Assets number 20 out of 6 million Financial Service Providers.

        Regal Assets TrustLink reviews

        TrustLink shows a 5-star rating with 400+ endorsements from their existing customers.

        What’s TrustLink?
        Founded by the Better Business Bureau in 2008, TrustLink is a forum for consumer compliments and complaints. They uses redundant fact-checking systems so that consumers can depend on the quality of posted ratings and reviews. Consumer reviews are posted without editing and consumers can see exactly what other consumers think about companies. Unlike other online review portals no business can pay for a rating or post their own reviews.Using these practices, TrustLink has quickly become one of the most trusted sites on the web.

        Regal Assets BBB (Better Business Bureau) review

        The BBB lists Regal Assets with an A+ rating.
        0 complaints in the last 12 months. Factors that raised Regal Assets, LLC’s rating include:

        • Length of time business has been operating.
        • No complaints filed with BBB.
        • BBB has sufficient background information on this business.

        What’s BBB rating?

        For more than 100 years, BBB has helped consumers find businesses they can trust. Companies are graded from A+ to F through 16 different variables such as “time in business”, “competence”, “complaints” and “background information”.

        Regal Assets BCA (Business Consumer Alliance) review

        0 open complaints with Business Consumer Alliance. Regal Assets are rated AAA with BCA.

        What’s BCA rating?
        The Business Consumer Alliance, Inc. is a non-profit organization founded in 1936. The Business Consumer Alliance provides free services to consumers to learn everything they need to know about a business before engaging with them. The purpose of BCA is to promote business self-regulation. Through a sophisticated algorithm that evaluates several different aspects of businesses, BCA is able to assign letter grades, ranging from AAA to F which assists the public in identifying reputable or disreputable companies.

        Regal Assets Complaints

        1 (resolved) complaint with BBB in last 3 years | 0 in last 12 months. Receiving just 1 complaint over the course of 3 years is very impressive given the large number of customers that are working with Regal Assets. 0 complaints with Business Consumer Alliance. 5 star rating (by 400+ reviewers) on TrustLink. 

        Pricing and storage fees

        Flat fee. Waives first year fees. 7-Day delivery guaranteed. $100 annual admin fees. $150 annual storage fees.

        Delivery, 401(K) Rollover & IRA Transfer process

        Regal Assets’ IRA transfer process is just 2 business days. 15-30 days 401(K) Rollover process.

        Services offered by Regal Assets

        Regal Assets will help you rollover a portion of your existing IRA or 401(K). Regal can also help you setting up your IRA (Individual retirement account). They also act as a trading platform, where clients can buy and sell precious metals. Request their free gold kit with information on how the process works.

        Regal Assets also offer their clients assistance in opening new accounts, buying gold or other precious metals at minimal commissions, and storing it at depositories approved by the IRS.

        Regal Assets Coins

        Gold British Sovereign, Gold Swiss 20 Franc, Gold French 20 Franc Angel, Gold French 20 Franc Rooster, Gold French 20 Franc Napolean, Liberty Head, St Gaudens and Indian Head coins.

        Ranked #1 By GoldWiki

        Regal Assets is currently ranked #1 Gold IRA Company by GoldWiki.org. They have positive reviews from hundreds of clients and are rated AAA and A+ by BBB/BCA — with ZERO complaints in the last 12 months. Request their free gold kit and speak with them to learn more (click here).

          Summary:
          BE CAREFUL! Rated A+ by the Better Business Bureau, Blanchard is a seasoned player expert professionals across rarities, market analysis and precious metals. They do –